Unexpected Car Repairs? How Payment Assist Can Help Spread the Cost

Few things are more frustrating than an unexpected car repair — especially when it comes out of nowhere and throws your monthly budget off balance. Whether it’s a failed MOT component, a worn clutch, or a surprise engine fault, the cost of getting your vehicle back on the road can feel overwhelming.

At Brede Garage, we understand that life doesn’t always align with your bank account. That’s why we offer the Payment Assist finance option — a simple, interest-free way to spread the cost of your car repairs over four manageable months.

What Is Payment Assist and How Does It Work? ?

Payment Assist is a regulated UK finance provider that helps motorists pay for essential vehicle repairs and servicing without interest or fees. It’s not a loan in the traditional sense — there’s no APR, and for most customers, there’s no credit check required.

Here’s how the 4-month model works:

? Example Scenario:

Susan receives a £400 repair bill. Instead of paying it all upfront, she pays £100 today as a deposit. She then pays £100 a month over the next 3 months. That’s it — no fees, no interest, no stress.

✅ Total Paid: £400
✅ Total Interest or Fees: £0
✅ Peace of mind: Priceless

Who Is Eligible? ✅

Most customers can use Payment Assist, provided they:

• Are 18+ years old

• Live at a UK address

• Have a UK-based debit card

• Have sufficient funds available for the initial deposit

For most transactions under a certain threshold (typically £1,000), there’s no formal credit check. For higher values or multiple agreements, a soft or full credit check may be required, but this will always be discussed first.

Why Choose Payment Assist at Brede Garage? ?

We don’t believe car repairs should put anyone in financial distress — especially when safety is on the line. By partnering with Payment Assist, we make it easier for our customers to:

• ✅ Act quickly on urgent repairs without delay

• ✅ Avoid expensive credit card interest or payday loans

• ✅ Keep their car safe and roadworthy

• ✅ Budget confidently, even when life throws a curveball

We’re here to support you through every step — no judgement, just solutions.

What Types of Repairs or Services Can It Cover?

Payment Assist can be used on most repair bills or service costs, including:

• Major repairs (e.g. clutch, gearbox, engine work)

• MOT failure rectifications

• Brake replacements and suspension repairs

• Air conditioning fixes

• Diagnostics and warning light repairs

• Servicing packages (Bronze, Silver, Gold)

Just let us know you’d like to use Payment Assist when booking and we’ll guide you through the simple setup.

How to Get Started ?

It’s easy to apply for Payment Assist through Brede Garage. Here’s what to do:

1. Book your appointment online at bredegarage.co.uk/book-online

2. Let us know you'd like to use Payment Assist to spread the cost

3. Pay 25% on the day and set up the remaining payments

4. Drive away with peace of mind — and your budget intact

Why Acting Now Could Save You More Later ?

Delaying repairs can turn small issues into big bills. Payment Assist gives you the flexibility to address problems before they become dangerous or costly. Whether it’s a worn brake pad, an overdue service, or a suspicious engine noise — now, you don’t have to wait.

✅ Prompt repair = smaller bill

✅ Safe car = protected passengers

✅ Managed payments = less stress

Still Have Questions?

We’re happy to walk you through how Payment Assist works or check your eligibility in just a few minutes. No pressure. Just friendly support from your trusted local garage.

? Or find out more at payment-assist.co.uk

Book Today and Spread the Cost with Confidence

Unexpected repair? We’ve got your back. With Payment Assist at Brede Garage, you can keep your car roadworthy without compromising your wallet.

? Book your service or repair online now and ask about using Payment Assist.